Privacy Policy

Take Cash ("we", "our", "us", or "the App") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our mobile application Take Cash (package name: com.takecash.appnetworkhub.pk) available on the Google Play Store.

By downloading, installing, or using Take Cash, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the App.

1. Information We Collect

a) Information you provide directly

• Account details: Name, email address, and password (stored in encrypted/hashed form) when you create an account.
• Referral information: The referral code you enter during signup and the user ID of the person who referred you (used solely to validate and credit referral bonuses).
• Feedback: Any message, bug report, or suggestion you voluntarily submit through the in-app feedback form.

b) Information collected automatically

• Usage data: Coins earned, daily check-in streaks, spin wheel results, ad-watch rewards, redemption requests, and transaction history.
• Device information: Device model, operating system version, and app version (for troubleshooting and compatibility).
• Advertising identifiers: Google AdMob may collect your advertising ID to serve and measure ads. See Section 4 below.

c) Information from third-party services

If you interact with third-party advertisements (e.g., Google AdMob), those services may collect data as described in their own privacy policies.

2. How We Use Your Information

We use your information only for the following purposes:

• To create and manage your account and authenticate you.
• To track coins earned, spent, and redeemed.
• To validate referrals and credit referral bonuses to both users.
• To process redemption requests for gift cards and vouchers.
• To display rewarded ads through Google AdMob and verify ad completion before crediting coins.
• To respond to your feedback, support requests, and bug reports.
• To detect and prevent fraud, abuse, duplicate accounts, and bot activity.
• To comply with legal obligations under applicable law.

3. Legal Basis for Processing (Pakistan)

We process your personal data in accordance with applicable Pakistani law, including:

• Your consent — given when you create an account and accept this Privacy Policy.
• Legitimate uses — such as fraud prevention, security, and compliance with legal obligations.
• Prevention of Electronic Crimes Act (PECA) 2016 — for the protection of data and prevention of cybercrime.

You may withdraw consent at any time by deleting your account or contacting us (see Section 13). Withdrawal does not affect processing already carried out.

4. Third-Party Services (Advertising)

Take Cash uses Google AdMob to display advertisements, including rewarded ads. AdMob may collect:

• Advertising ID (a resettable identifier)
• Device information (model, OS version)
• IP address (for approximate location and ad delivery)
• Ad interaction data (impressions, clicks, completions)

This data is used to serve personalized or non-personalized ads and to measure ad performance. You can reset your advertising ID or opt out of personalized ads in your Android device settings (Settings → Google → Ads).

Google's privacy policy: https://policies.google.com/privacy

We do not sell your personal data to any third party.

5. Coins, Referrals, and Rewards

• Coins are virtual in-app points with no direct monetary value. They can only be redeemed for gift cards/vouchers as described in the App.
• We record every coin-earning and coin-spending transaction in our database for transparency and fraud prevention.
• Referral data (referrer user ID and referred user) is stored securely and used only to validate referrals and credit bonuses to both parties.
• We reserve the right to reverse coins or reject redemptions if fraud, abuse, or policy violations are detected.

6. Data Sharing

We do not sell, rent, or trade your personal data. We may share data only with:

• Service providers — Google AdMob (advertising) and hosting providers, strictly for operating the App.
• Legal authorities — if required by law, court order, or to protect our rights and users' safety.
• Successors — in the event of a merger, acquisition, or sale of assets, data may be transferred subject to this Policy.

7. Data Security

We implement reasonable technical and organizational measures to protect your data, including:

• Passwords are stored using bcrypt hashing — never in plain text.
• Authentication tokens are stored securely on your device using encrypted storage.
• API communication uses HTTPS encryption.
• Database access is restricted to authorized personnel only.

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

8. Data Retention

We retain your personal data only as long as necessary for the purposes described above:

• Account data: Until you delete your account, plus a reasonable period for legal/accounting records.
• Transaction records: Up to 3 years (for fraud prevention and legal compliance).
• Feedback: Up to 2 years or until resolved.
• Advertising data: Managed by Google AdMob under its own retention policies.

When data is no longer needed, we securely delete or anonymize it.

9. Your Rights

As a user, you have the right to:

• Access — request a summary of the personal data we hold about you.
• Correction — request correction of inaccurate or incomplete data.
• Erasure — request deletion of your account and associated data.
• Withdraw consent — at any time, without affecting prior processing.
• Grievance redressal — raise a complaint about our data handling.

To exercise these rights, contact us at: developerbrilliant@gmail.com. We will respond within 30 days.

10. Children's Privacy

Take Cash is not intended for children under 13 years of age. We do not knowingly collect personal data from children. If you are under 13, please do not use the App. If we become aware that a child under 13 has provided personal data, we will delete it promptly.

Parents or guardians who believe their child has provided data may contact us at developerbrilliant@gmail.com.

We do not track, behaviourally monitor, or direct targeted advertising at children. Our App is designed for general audiences aged 13 and above.

11. International Data Transfers

Your data may be processed on servers located outside Pakistan (e.g., Google AdMob's global infrastructure). We take steps to ensure such transfers comply with applicable law and that your data receives an adequate level of protection.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top will reflect the latest version. Material changes will be notified via the App or email where appropriate. Continued use after changes means you accept the updated Policy.

13. Grievance Officer

For any data-related concerns or complaints, our Grievance Officer is:

14. Contact Us

For any privacy-related questions, requests, or complaints: